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CMBA Preferred Health Insurance Program


CMBA-Health

Regardless of the number of employees Oswald Companies can provide a solution to your group health insurance and employee benefit needs. Select the option below that best describes your company to learn more.

Questions? Call Al Rubosky, REBC directly at 216.202.6692 for more information.

Learn more about the different solutions based on the number of employees.
Employees ENROLLED

1-4

 

Expensive, hard to administer group health insurance is no longer the only option for small employers. Recent changes allow you to adopt a new type of health insurance plan for your employees: An Individual Coverage Health Reimbursement Account (ICHRA).

An ICHRA can be a great choice for both Employers and Employees!

Employers

  • You offer employees a choice of virtually any individual health insurance plan in the market.
  • No more difficult and complex decisions at renewal time – employees select their own plans.
  • Be fully compliant with all ACA mandates and avoid fines.
  • Avoid risk of cost increases – you decide how much to spend on your health plan, not an insurance company.

Employees

  • Can select a plan that fits their own needs – from deductibles to doctors, employees decide what’s right for them.
  • Employees continue to benefit from the tax advantages they have today with the same tax-free funding as a traditional group health insurance plan.
  • Can keep the same health insurance plan if they retire or change jobs.

READY TO GO?

Provide us a census file and we can get to work even faster.

Download the format HERE, complete it and then return it when you complete the contact form below.

Employees ENROLLED

5-20

 

Oswald is able to provide members access to the CMBA Preferred Health Insurance Program powered by Roundstone. Members with 5-20 enrolled employees participate in a captive medical insurance solution specially designed for employers with 5 to 20 employees enrolled.

This insurance solution delivers the efficiency of group purchasing combined with the flexibility of customized coverage. Employers can choose between 5 different plan designs with varying deductible and HSA options.

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ABOUT ROUNDSTONE

Formed in 2003 and providing captive medical insurance since 2005, Roundstone is transforming insurance from a cost center to a rewards program. Roundstone delivers individualized service, from initial planning sessions to custom program design and turnkey management. Our end-to-end support provides the information you need to make informed decisions and gives you the flexibility to course correct when needed. We help business owners access affordable health insurance for their employees – paying only for the healthcare they use while keeping the savings.

Get started today.

The CMBA Preferred Health Insurance Program has an automated underwriting and coverage binding process. You can get a quote online. The streamlined process takes only a matter of minutes.

Employees ENROLLED

20+

 

Oswald can provide access to a wide range of health insurance plans that can save your company money. From access to preferred risk pool such as ERChealth to the specially designed CMBA Preferred Health Insurance Program for employers with over 20 employees enrolled we are able to present CMBA members money savings options from which to choose.

CMBA Preferred Health Insurance Program

The CMBA Preferred Health Insurance Program powered by Roundstone available to employers with 20 or more enrolled employees uses Roundstone’s individualized proposal to provide a customized rate quote. If your goal is to save money with little-to-no employee disruption, this could be an excellent choice for you.

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About Roundstone

Formed in 2003 and providing captive medical insurance since 2005, Roundstone is transforming insurance from a cost center to a rewards program. Roundstone delivers individualized service, from initial planning sessions to custom program design and turnkey management. Our end-to-end support provides the information you need to make informed decisions and gives you the flexibility to course correct when needed. We help business owners access affordable health insurance for their employees – paying only for the healthcare they use while keeping the savings.

ERChealth

ERChealth delivers a proven preferred risk pool health care insurance and risk awareness solution, saving clients millions of dollars in premiums, and creating healthier, more productive workforces. ERChealth has consistently and significantly beat the market relative to annual premium rate adjustments. This fully insured program, designed for employers with a minimum of 51 to 500 eligible employees, provides employers the tools and guidance to necessary to reduce claims and manage health insurance costs.

About ERChealth

Established in 1999, ERChealth provides affordable, quality health insurance for Ohio organizations. ERChealth focuses on developing primary care relationships and unique physician access for employees, while addressing pre-chronic conditions, cancer claims, and rising specialty drug costs for employers. This lowers health care insurance premiums and makes the cost of health insurance more affordable.

READY TO GO?

Complete the information form to learn more about how Oswald can help you save money on your health insurance plan. Or, call Al Rubosky, REBC directly at 614-744-4256 for more information.